HSA and FSA Payment
Music therapy is often considered a qualifying medical expense for Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs), and some music therapists may accept direct payment from HSAs and FSAs via debit or credit card. You may also seek reimbursement from your HSA or FSA after paying out of pocket for music therapy services. However, it is ultimately up to your specific HSA or FSA provider to approve payment or reimbursement for services.
Insurance
Few music therapists are in-network providers with insurance companies. However, some music therapists may be out-of-network providers who do not bill insurance directly but provide supporting documentation so their clients can file a claim directly with their insurance company. If you wish to receive health insurance coverage for services, we encourage you to ask your music therapist if they accept insurance or provide supporting documentation for out-of-network reimbursement. It’s important that you read and understand your health insurance policy and its requirements for coverage, as music therapy services are not a covered benefit in all health plans.
Grant Funding Opportunities
Music Movement is a non-profit organization that seeks to fund music therapy and other programs that serve children, teens, and young adults with Autism and Intellectual and Developmental Disorders (IDD). You can apply for this grant at the link listed below.
The Music Therapy Access Fund (MTAF) is a non-profit organization that offers a $2500 grant to Texas residents to pay for music therapy services. You can learn more about this grant and apply for it at the link listed below.
Masonic Children and Family Services of Texas (MCFSTX) offers funding to help cover costs of therapy services received by a dependent Texas resident aged 21 years or younger. You can learn more about this funding opportunity and apply for it at the link listed below.
The People Project offers grants to Texas residents to help cover costs of therapy for children who are medically diagnosed with mental health illness, Autism, Down Syndrome, Dyslexia, or a variety of other disabilities. You can learn more about this grant and apply for it at the link listed below.
The Hunter Hinze Fund offers a grant of up to $500 to support the independent living needs of adults with Autism in Texas and may be used to pay for music therapy services. You can learn more about this grant and apply for it at the link listed below.
The iTaalk Autism Foundation has compiled a comprehensive list of grants and scholarships for children with Autism, Cerebral Palsy, Down Syndrome, and a variety of other disabilities. You can access their list at the link below.